Prepaid Cremation Sydney $2,135 including GST.
Plan ahead with a simple, dignified prepaid cremation in Sydney. Our prepaid cremation plan costs $2,135 (inc. GST) with no hidden fees, giving you a fully inclusive unattended cremation when it’s needed.
A prepaid cremation gives you peace of mind with a clear end to payments. Once paid in full, there’s nothing more to pay for the included services.
Plan ahead and take control of your farewell, making your wishes known to all.
Not ready to make a decision? You are welcome to call and ask questions without any commitment.
Your prepaid plan includes:
A Private, non-attended cremation
Today’s price locked in
Transfer into our care
Professional mortuary care
A shroud and cremation coffin
Required forms and documentation
Registration of the death
Official government death certificate
Experienced staff based in Melbourne
Tracked return of ashes within Australia
Support for you and your family
Plan benefits:
No medical questions or health assessments
Pay in full or by instalments
30-day cooling-off period
Funds securely invested with a regulated funeral fund
No upsells or add ons
Available to anyone aged 18 or over
Not in Sydney? Find out if we come to your area.
Enter your postcode to check whether Fixed Price Cremations services your location.
Why prepay for cremation?
Prepaid cremation plans give you control, clarity and peace of mind while protecting your family from rising funeral costs.
Save Money
Cost locked in now, regardless of future price increases - and potential to maximise pension
Protect Loved Ones
Reduced emotional and financial pressure on your family
Guide Your Family
Your wishes clearly documented and easy for family to follow
Peace of mind
Feel reassured knowing your funeral is arranged, so you can get on with enjoying life.
What is a prepaid cremation?
A prepaid cremation is exactly that, a cremation you pay for in advance. This allows you to make your wishes known and reduces the financial and emotional burden on your family.
Our prepaid Sydney cremation service covers an unattended cremation at today’s price, saving you from inflation and rising costs. This also means your family will pay nothing when the time comes.
Prepaid cremation gives your family the freedom to make other arrangements for your farewell, something that may be more personal and meaningful than a traditional funeral.
Once you have paid for your cremation, there are no other fees or requirements, whether you live for another 5 years, or 50.
Over the years, cremation has become preferred over burial by the vast majority of Australians. Attitudes are still changing, as more and more people choose to remember their loved ones without a traditional funeral.
By prepaying for cremation, you ease the financial stress on your family and remove the pressure to organise an expensive funeral service.
With a prepaid cremation, you pay for agreed services ahead of time. Funeral insurance provides a cash payout that may not meet the eventual cost. Once your prepaid plan is paid in full, payments end and the included services remain covered.
Planning ahead brings clarity to the practical arrangements, while leaving room for a personal farewell.
What does the $2,135 prepaid cremation plan in Sydney include?
Our Sydney cremation packages are all-inclusive.
24 hour support
Registration of death
Quick, simple process.
Professional mortuary care
A shroud and cremation coffin
Funds securely invested
Private, non-attended cremation
A standard container for the ashes
Ashes delivered anywhere in Australia
Peace of mind knowing it’s arranged
Support and care for your family
While other providers claim to be more affordable, we don't charge for after-hours transfers, larger coffins or the use of a second staff member for transfers.
Be sure to check inclusions before you commit. Our staff are happy to help you check any quotes you receive.
Start your prepaid plan
Component
Price
Fixed Price Cremations direct cremation package
$1,995
Prepaid plan administration fee
$140
Total prepaid price, including GST
$2,135
How the prepaid price is calculated
Our prepaid cremation service in Sydney is all inclusive, so there are no other fees or charges. Once you've paid, your family will incur no additional costs and because we only offer a single-straight forward service, there's no pressure for add-ons or upsells.
Why choose a prepaid cremation in Sydney?
Like all goods and services, the cost of funeral and cremation services increases over time.
Once your plan is fully paid, those services remain covered, so your family will have nothing more to pay for them when the time comes.
An unplanned cremation expense can be difficult for your family to manage, even when the service is affordable.
Savings or funds held in your estate may take time to access after your death. With a fully paid prepaid plan, the cremation services in your agreement are already covered, giving your family one less financial concern at a difficult time.
Knowing what you wanted can help your family feel more confident about the arrangements. Recording your decision ahead of time reduces uncertainty and offers reassurance that they are following your preferences.
A prepaid cremation confirms your choice of an unattended cremation, who will provide it and which services you have paid for. Your family has a clear starting point when the time comes.
You can also share any ideas for keeping or scattering your ashes, or how you would like to be remembered. These personal choices can guide your family, with any memorial arrangements organised separately from your prepaid cremation.
When someone dies, organising practical arrangements can feel overwhelming alongside grief.
By arranging your cremation in advance, you take care of choosing a provider, confirming the service and paying the agreed cost. Your family can contact Fixed Price Cremations knowing these details are already settled. Our team will explain the next steps and support them through the process.
Planning ahead lets you explore your options at your own pace, with time to understand what is included and ask any questions.
Our team can talk you through the plan, and you’re welcome to come back to us whenever you’re ready. There’s no need to decide during your first conversation, so you can take the time you need to feel comfortable with your choice.
Foresters Financial
Regulated funeral fund
Where is your money held?
Your prepaid funds are securely invested with Foresters Financial, a regulated funeral fund, in your name.
The arrangement is established between you, Fixed Price Cremations and Foresters Financial. Fixed Price Cremations cannot access the funds until the agreed cremation service is required.
Once your plan has been established and the funds lodged, you will receive a certificate confirming your prepaid cremation arrangement. Keep this certificate with your important documents and make sure your next of kin, solicitor or executor knows where to find it.
Prepaid cremation in Melbourne and the Age Pension assets test
Planning a prepaid cremation in Melbourne may also have benefits when it comes to the Age Pension assets test.
Funeral costs paid in advance generally do not count towards assessable assets, although exceptions can apply. This may help some people who receive an Age Pension or are preparing to apply for a means-tested payment.
Your individual circumstances matter. Before making a decision, confirm the current rules with Services Australia or seek independent financial advice.
Services Australia funeral bonds and prepaid funerals
Prepaid cremation or funeral insurance?
A prepaid cremation plan and funeral insurance are not the same.
Prepaid cremation
Arrange and pay for your cremation ahead of time
Choose the service that suits your wishes
Secure today’s price for the service included
No medical questions or restrictions
Your family knows which provider to contact
Payment ends when the plan is paid in full
Funds are held for your cremation
Once paid, we honour the cremation
Funeral insurance
Provides an agreed cash benefit
Funeral arrangements are generally made after death
The eventual payout may not reflect the actual funeral costs
Eligibility and premiums depend on the policy
Your family must still select and engage a provider
Premiums may continue for many years
The payout may be used for different expenses
Miss a payment and you could lose your insurance
A prepaid cremation may suit you if you already know that you want a direct cremation and would prefer to settle the arrangements now.
If you already have funeral insurance, do not cancel it based only on this information. Review your policy, consider what you have already paid and obtain independent financial advice if needed.
You can always call our team for advice if you’re unsure.
Call 1300 262 797
How our prepaid cremation plan works
1
Check your service area
Enter your postcode or call us to confirm that the prepaid plan is available in your area.
Start online or call our team to arrange an unattended cremation for $2,135, including GST. We’ll explain what is included and answer your questions before you decide to proceed.
2
Complete your agreement
We prepare your prepaid cremation agreement and help you provide the required details.
Your funds are lodged with Foresters Financial, and you receive a certificate for your records.
3
Arrange payment
Pay in full by Visa, Mastercard or electronic funds transfer.
You can also pay by instalments over up to three years, subject to terms and conditions.
4
Let your family know
Tell your next of kin, solicitor or executor that you have arranged your cremation with Fixed Price Cremations.
Keep your agreement and certificate with your important documents so they are easy to find.
5
When the time comes
Your family calls us on 1300 262 797, available 24 hours a day. We guide them through the next steps and carry out the agreed services.
Once your plan is fully paid, there is nothing further to pay for the services included in your agreement
What happens when the time comes?
Your family, executor or care facility can call Fixed Price Cremations on 1300 262 797, any time of the day or night.
We find your prepaid agreement, confirm the details and explain the next steps. Once the required medical documents are available, we arrange to bring you into our care.
Our team then carries out your unattended cremation in Melbourne as agreed and returns your ashes to your nominated contact.
With a fully paid plan, your family has nothing further to pay for the included services. The essential arrangements are already settled, giving them fewer decisions to manage at a difficult time.
Personal help without the sales pressure
Talk it through with our team.
Our team has decades of experience in the funeral industry and understand that planning your own cremation can raise practical questions, as well as conversations that may feel a little uncomfortable at first.
You might want to know where your money is held, what your family will need to do, whether the plan moves with you or what happens if your wishes change. You may simply want to check that direct cremation is the right choice for you.
Our team will explain the plan plainly, without any pressure to make an immediate decision. If you decide to proceed, she will help document your arrangements to make things easier for your family later.
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Melbourne Testimonials
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Prepaid cremation plans across Melbourne, Victoria, ACT, and southern NSW
Fixed Price Cremations offers prepaid cremation plans across Victoria, Greater Sydney, Canberra and eligible areas of southern New South Wales.
Our coverage extends throughout Victoria and along the Melbourne-to-Sydney corridor, supported by Murray Valley Cremations in Echuca. This includes communities along and surrounding the major routes between Echuca, Albury-Wodonga, Canberra and Sydney.
As coverage and transport arrangements can vary by location, enter your postcode or speak with our team to confirm that the plan is available in your area.
Key service areas
Melbourne and surrounding suburbs
Mornington Peninsula
Geelong and the Bellarine Peninsula
Ballarat and Central Victoria
Bendigo
Shepparton and the Goulburn Valley
Echuca and the Murray Valley
Wodonga and Albury
Canberra and the ACT
Greater Sydney
Eligible areas of southern New South Wales
Prepaid Cremation Melbourne Frequently Asked Questions
The Fixed Price Cremations prepaid plan costs $2,135 including GST.
This includes the $1,995 direct cremation package and a one-off $140 administration fee to establish and manage the prepaid arrangement.
Anyone aged 18 or over can purchase a Fixed Price Cremations prepaid plan. There are no medical questions, health assessments or upper age restrictions.
The plan is subject to the applicable terms and availability within our service area. Our team can advise if for some reason a payment plan isn’t right for you.
The prepaid cremation plan includes transfer into our care, mortuary care, a shroud, a simple cremation coffin, required paperwork, medical forms and applicable fees, death registration, official government death certificate, private cremation and tracked return of the ashes within Australia.
Our team is also available to support your family through every step when the time comes.
Yes. You can pay in full or by instalments over a period of up to three years.
Payments can be made by Visa, Mastercard or electronic funds transfer, subject to the applicable payment terms.
If you die before your instalment plan has been paid in full, the amount already paid remains within your funeral fund.
Your family can pay the outstanding balance so that Fixed Price Cremations can provide the agreed cremation service.
Your prepaid funds are invested with Foresters Financial, a regulated funeral fund, in your name.
You receive a certificate confirming your prepaid arrangement, and the funds remain held for the agreed service until they are required.
You have a 30-day cooling-off period in which you can cancel your plan and receive a refund from the funeral fund.
After the cooling-off period, the funds remain invested for your funeral and are released in accordance with the terms of the prepaid agreement.
Contact Fixed Price Cremations if you move outside our service area.
Your prepaid funds may be transferred to a local funeral director, allowing them to provide an appropriate service in your new location. Our team can explain the transfer process and any available options.
Your family should contact Fixed Price Cremations before making arrangements with another provider.
We can help determine whether your prepaid plan should be transferred to a local funeral director or whether travel protection is in place to return you to our service area.
Travel protection may be available for people who travel frequently or want additional reassurance about dying outside the standard service area.
Speak with our team about the available options and the locations covered before establishing your plan.
The price of the services specified in your fully paid agreement is locked in.
Your family will not be charged more for those included services simply because the standard price has increased by the time you die.
Contact Fixed Price Cremations if your circumstances or wishes change.
Whether the agreement can be amended, transferred or cancelled will depend on its terms and whether you are within the cooling-off period.
Your family, executor, hospital or aged care facility should call Fixed Price Cremations on 1300 262 797.
We will locate your plan, explain what happens next and organise your transportation when the necessary documentation is available.
Yes. The prepaid plan covers a private, non-attended cremation. It does not prevent your family from holding a memorial, gathering or scattering ceremony separately.
In fact, that is another benefit of choosing Fixed Price Cremations and why many people do. Your family and friends can remember you in their own way, at a time and place that suits them.
A prearranged cremation records your wish to be cremated but may not involve payment.
A prepaid cremation records the agreed service and pays for it in advance, helping protect your family from both the expense and the uncertainty of arranging everything on their own later.
Ready to arrange a prepaid cremation in Melbourne?
If you’d like to prepay cremation for yourself or someone you care for, our specialists are ready to help. We can answer your questions, explain how prepaid cremation plans work and guide you through each step.
You can begin online or speak with our team before making any decision.
Prepaid direct cremation: $2,135 including GST
No medical requirements. Payment options available. A 30-day cooling-off period applies.