Prepaid Cremation for just $2,135
With a Fixed Price Cremations prepaid cremation, you can document your wishes, pay for your direct cremation at today’s price and protect your family from future price increases for the included service.
Our prepaid cremation plan costs $2,135 including GST. No medical tests or health assessments are required.
You can arrange everything from home and our team available to explain your options and guide you through the process personally.
Not ready to make a decision? You are welcome to call and ask questions without any commitment.
Your prepaid plan includes:
A fully paid direct cremation
Today’s price locked in
Transfer into our care
Professional mortuary care
A shroud and cremation coffin
Required forms and documentation
Registration of the death
Official government death certificate
Private, non-attended cremation
Tracked return of ashes within Australia
Personal support for your family
Plan benefits:
No medical questions or health assessments
Pay in full or by instalments
30-day cooling-off period
Funds securely invested with a regulated funeral fund
Available to anyone aged 18 or over
Looking for a prepaid cremation plan in your area?
Enter your postcode to check whether Fixed Price Cremations services your location.
Why prepay for cremation?
Planning your own cremation may feel like a big step, but it can be a simple and practical way to make things easier for the people you care about.
Lock in today’s price
Protect against rising cremation costs and inflation.
Protect your family
Reduce the financial and emotional burden for your loved ones.
No medical restrictions
No health questions or medical examinations are required to get started.
Peace of mind
Your wishes are documented and your funds are securely held until they are needed.
What is a prepaid cremation?
A prepaid cremation allows you to arrange and pay for your own cremation in advance.
All you need to do is phone Fixed Price Cremations, document your wishes and pay the price offered today.
When you die, whether it’s in 5 years or 50 years, your family contacts us and we carry out the services included in your agreement.
There are no other charges for you or for your family. Your cremation is taken care of and the ashes delivered to the contact you choose.
The Fixed Price Cremations prepaid cremation plan is designed for people who want a simple, private cremation rather than a traditional funeral with a chapel service, funeral vehicles and other formal elements.
There is no funeral ceremony, but that does not prevent your family from remembering you in their own way. Once your ashes have been returned, they can hold a gathering, visit a meaningful place, scatter your ashes or do something quiet and personal.
Unlike funeral insurance, a prepaid cremation is not simply a cash benefit that may or may not cover the cost of a funeral. It is an agreement for a specified cremation service. You also only pay once, as opposed to losing your cover if you miss a payment or facing rising premiums.
You can make any preferences ahead of time or leave them to decide. Prepaying simply takes care of the practical arrangements in advance.
What does the $2,135 prepaid plan include?
Our cremation packages are completely all-inclusive.
12 hour access to our specialist team by telephone and email
Registration of death
Transfer into our care, 24 hours a day, within our operational area
Professional mortuary care
A shroud and standard cremation coffin
Completion of the required applications and registration forms
Private, non-attended cremation
A standard container for the ashes
Delivery of the ashes within Australia by tracked Australia Post
Official government death certificate
Specialist support throughout the process
The package also includes after-hours transfers, an oversized coffin if required and a second member of the transfer team where needed, without an added surcharge.
Optional urns, keepsakes and scattering tubes are available to purchase separately, but there is no expectation to purchase them.
Start your prepaid plan
Component
Price
Fixed Price Cremations direct cremation package
$1,995
Prepaid plan administration fee
$140
Total prepaid price, including GST
$2,135
How the prepaid price is calculated
There is nothing further for your family to pay for the services included in a fully paid plan. An additional cost would only apply if your family requests something outside your agreement or if circumstances arise that are not covered by the plan.
Why choose a prepaid cremation?
By paying in advance, you secure the services listed in your prepaid agreement at today’s price. Even if those services cost more when the time comes, your family will not pay a single cent more.
Money held in a bank account or forming part of an estate may not be immediately available after someone dies. A prepaid plan means the agreed cremation has already been paid for, rather than leaving your family to come up with funds at an already stressful time.
A prepaid cremation documents your choice clearly. Your family knows which provider to contact, what you have selected and what has already been paid for.
You can also tell them what you would like to happen to your ashes, although those personal memorial arrangements are separate from our cremation package.
Planning ahead means your family will not need to compare providers, interpret your wishes or make major financial decisions immediately after your death. They simply contact Fixed Price Cremations and we guide them through what happens next.
You do not need to complete everything in one conversation. Our team can explain the plan and give you the time you need to decide whether it is right for you. There’s no pressure, and there’s no urgency.
Foresters Financial
Regulated funeral fund
Where is your money held?
Your prepaid funds are securely invested with Foresters Financial, a regulated funeral fund, in your name.
The arrangement is established between you, Fixed Price Cremations and Foresters Financial. Fixed Price Cremations cannot access the funds until the agreed cremation service is required.
Once your plan has been established and the funds lodged, you will receive a certificate confirming your prepaid cremation arrangement. Keep this certificate with your important documents and make sure your next of kin, solicitor or executor knows where to find it.
This structure protects the money and provides certainty about what it is intended to pay for.
Prepaid cremation and the Age Pension assets test
Funeral costs paid in advance normally do not count towards the Services Australia assets test, although exceptions can apply.
This may be helpful for some people receiving, or preparing to apply for, an Age Pension or another means-tested payment.
Your individual circumstances matter. You should confirm the current rules with Services Australia or seek independent financial advice before making a decision based on the assets test.
Services Australia funeral bonds and prepaid funerals
Prepaid cremation or funeral insurance?
A prepaid cremation plan and funeral insurance are not the same.
Prepaid cremation
Pays for a specified cremation service
The service is selected in advance
The included service is locked in at today’s price
No medical questions or restrictions
Your family knows which provider to contact
Payment ends when the plan is paid in full
Funds are held for your cremation
Once paid, we honour the cremation
Funeral insurance
Provides an agreed cash benefit
Funeral arrangements are generally made after death
The eventual payout may not reflect the actual funeral costs
Eligibility and premiums depend on the policy
Your family must still select and engage a provider
Premiums may continue for many years
The payout may be used for different expenses
Miss a payment and you could lose your insurance
A prepaid cremation may suit you if you already know that you want a direct cremation and would prefer to settle the arrangements now.
If you already have funeral insurance, do not cancel it based only on this information. Review your policy, consider what you have already paid and obtain independent financial advice if needed.
You can always call our team for advice if you’re unsure.
Call 1300 262 797
How our prepaid cremation plan works
1
Check your service area
Enter your postcode or call us to confirm that the prepaid plan is available in your area.
If you expect to relocate, travel frequently or live in more than one place, let our team know so she can explain how this may affect your agreement.
2
Speak with our team or start online
You can begin the process online or speak directly with our team about the plan and what it includes.
There is no obligation to proceed simply because you have made an enquiry.
3
Complete the prepaid cremation paperwork
We prepare your prepaid cremation agreement and help you complete the required information.
Your funds are then lodged with Foresters Financial, and you receive a certificate confirming your arrangement.
4
Choose how you would like to pay
You can pay in full by Visa, Mastercard or electronic funds transfer.
Instalment plans are also available over a period of up to three years, subject to the applicable terms and conditions.
5
Tell your family or executor
Keep your certificate and prepaid plan with your important documents.
Tell your next of kin, solicitor or executor that you have prepaid your cremation with Fixed Price Cremations and make sure they know to call 1300 262 797 when the time comes.
What happens when the time comes?
Your family, executor, hospital or aged care facility contacts Fixed Price Cremations on 1300 262 797.
Our team locates your prepaid plan, confirms the arrangements and organises transportation into our care when the required medical documentation is available.
We then provide the cremation service, it’s that simple.
Your family does not need to pay anything at all or make decisions about unnecessary extras. The essential arrangements have already been made and paid for as part of your prepaid cremation plan.
Personal help without the sales pressure
Talk it through with our team.
Our team has worked in the funeral industry for more than 35 years and is the manager of Fixed Price Cremations. She understands that planning your own cremation can raise practical questions, as well as conversations that may feel a little uncomfortable at first.
You might want to know where your money is held, what your family will need to do, whether the plan moves with you or what happens if your wishes change. You may simply want to check that direct cremation is the right choice for you.
Our team will explain the plan plainly, without any pressure to make an immediate decision. If you decide to proceed, she will help document your arrangements to make things easier for your family later.
Get to know us
Customer Testimonial
Before my grandfather passed away, we pre planned his funeral with Fixed Price Cremations. This was a good decisions as when the time came to send him off, we were able to focus on being together and celebrating his life, rather than organising and planning. Thank you Fixed Price Cremations.
Frank R.
Read our reviews
Prepaid cremation plans across Victoria, Canberra, and southern New South Wales
Fixed Price Cremations offers prepaid cremation plans across Victoria, Canberra and eligible areas of southern New South Wales, including prepaid cremation options in Sydney for Greater Sydney families.
Our coverage extends throughout Victoria and along the Melbourne-to-Sydney corridor, supported by Murray Valley Cremations in Echuca. This includes communities around Echuca, Albury-Wodonga and Canberra, as well as access to cremation services in Sydney.
As coverage and transport arrangements can vary by location, enter your postcode or speak with our team to confirm that the plan is available in your area.
Key service areas
Melbourne and surrounding suburbs
Mornington Peninsula
Geelong and the Bellarine Peninsula
Ballarat and Central Victoria
Bendigo
Shepparton and the Goulburn Valley
Echuca and the Murray Valley
Wodonga and Albury
Canberra and the ACT
Greater Sydney
Eligible areas of southern New South Wales
Prepaid cremation Frequently Asked Questions
This includes the $1,995 direct cremation package and a one-off $140 administration fee to establish and manage the prepaid arrangement.
The plan is subject to the applicable terms and availability within our service area. Our team can advise if for some reason a payment plan isn’t right for you.
Our team is also available to support your family through every step when the time comes.
Payments can be made by Visa, Mastercard or electronic funds transfer, subject to the applicable payment terms.
Your family can pay the outstanding balance so that Fixed Price Cremations can provide the agreed cremation service.
You receive a certificate confirming your prepaid arrangement, and the funds remain held for the agreed service until they are required.
After the cooling-off period, the funds remain invested for your funeral and are released in accordance with the terms of the prepaid agreement.
Your prepaid funds may be transferred to a local funeral director, allowing them to provide an appropriate service in your new location. Our team can explain the transfer process and any available options.
We can help determine whether your prepaid plan should be transferred to a local funeral director or whether travel protection is in place to return you to our service area.
Speak with our team about the available options and the locations covered before establishing your plan.
Your family will not be charged more for those included services simply because the standard price has increased by the time you die.
Whether the agreement can be amended, transferred or cancelled will depend on its terms and whether you are within the cooling-off period.
We will locate your plan, explain what happens next and organise your transportation when the necessary documentation is available.
In fact, that is another benefit of choosing Fixed Price Cremations and why many people do. Your family and friends can remember you in their own way, at a time and place that suits them.
A prepaid cremation records the agreed service and pays for it in advance, helping protect your family from both the expense and the uncertainty of arranging everything on their own later.
One decision now can make things easier later
Prepaying your cremation means your wishes are documented, the included service is paid for and your family knows exactly who to call.
You can begin online or speak with our team before making any decision.
Prepaid direct cremation: $2,135 including GST
No medical requirements. Payment options available. A 30-day cooling-off period applies.